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Banking Awareness Quiz

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1. What is D in BSBDA?
A) Debit
B) Dual
C) Deposit
D) Draft

2. A person having Basic Savings Bank Deposit Account (BSBDA) in a bank can have which of the following accounts in the same bank?
(i) Savings Account
(ii) Fixed Deposit
(iii) Recurring Deposit
A) Only (i)
B) Only (ii) and (iii)
C) All (i), (ii), and (iii)
D) None of (i), (ii) and (iii)

3. Who can get open a Basic Savings Bank Deposit Account (BSBDA) in a bank?
A) having annual income less than Rs 50,000
B) having annual income less than Rs 1,00,000
C) having annual income less than Rs 2,00,000
D) Anybody can get open

4. At a particular time, what is the maximum balance limit in any individual’s Basic Savings Bank Deposit Account (BSBDA) – Small Account?
A) Rs 10,000
B) Rs 50,000
C) Rs 1,00,000
D) There is no limit

5. A person having Basic Savings Bank Deposit Account (BSBDA) – Small Account can deposit a maximum of how much amount in a year?
A) Rs 50,000
B) Rs 1,00,000
C) Rs 2,00,000
D) Rs 2,50,000

6. In a Basic Savings Bank Deposit Account (BSBDA) – Small Account, what is the limit on amount of withdrawals and transfers in a month?
A) Rs 5,000
B) Rs 10,000
C) Rs 20,000
D) Rs 25,000

7. Which of the following banks can open a Basic Savings Bank Deposit Account (BSBDA) for an individual?
(i) Public Banks
(i) Private Banks
(i) Foreign Banks
A) Only (i)
B) Only (i) and (ii)
C) Only (i) and (iii)
D) All (i), (ii) and (iii)

8. If an individual has a savings account in a bank, and he/she gets open a Basic Savings Bank Deposit Account (BSBDA) in the same bank, in how many days the savings account will have be closed?
A) 15 days
B) 30 days
C) 45 days
D) 60 days

9. How many minimum free ATM withdrawals are permitted in a Basic Savings Bank Deposit Account (BSBDA)?
A) 3
B) 4
C) 5
D) 6

10. In case of a Basic Savings Bank Deposit Account (BSBDA) – Small Account, the account is valid for how much period?
A) 6 months
B) 12 months
C) 1.5 years
D) 2 years

ANSWER:-

1)C) Deposit
2)B) Only (ii) and (iii)
3)D) Anybody can get open
4)B) Rs 50,000
5)B) Rs 1,00,000
6)B) Rs 10,000
7)D) All (i), (ii) and (iii)
8)B) 30 days
9)B) 4
10)B) 12 months

 

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