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Banking Quiz Set- 72

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1. If the customer can do all transactions only in a branch and the branch has no online access, it is called ………….
1) Online Banking
2) Internet Banking
3) Virtual Banking
4) Brick and Mortar Banking
5) None of these

2.GPRS stands for ………….
1) General Packet Radio Service
2) General Packet Running Service
3) Gross Packet Radio Service
4) Gain Packet Radio Service
5) General Packet Radio Store

 

3. A collection of investment tools such as stocks, shares, mutual funds, bonds, cash and so on depending on the investor’s income, budget and convenient time frame. The art of selecting the right investment policy for the individuals in terms of minimum risk and maximum return is called as ………
1) Portfolio management
2) Credit creation
3) Amortized management
4) Zero account
5) None of these

 

4. Which bank has launched the country’s first contactless debit and credit cards o?
1) HDFC
2) SBI
3) ICICI
4) Union Bank of India
5) Yes Bank

 

5. EMV stands for …………….
1) Europay, Mastro and Visa.
2) Euro, Master Card and Visa.
3) Europay, Master Card and Visulas.
4) Entitlement of Master Card and Visa.
5) Europay, Master Card and Visa.

 

6. Which is the first bank to get ISO certificate?
1) Corporation Bank
2) UBI
3) Canara Bank
4) Syndicate Bank
5) ICICI

 

7. Kisan Credit Card (KCC) scheme introduced in ……………… has emerged as an innovative credit delivery mechanism to meet the production credit requirements of the farmers in a timely and hassle – free manner.
1) 1998
2) 2000
3) 2001
4) 1991
5) 2004

 

8. To make KCC a Smart Card cum Debit Card, Government of India had constituted a Working Group under the Chairmanship of ………………
1) C. Ranga Rajan
2) Chanda Kocchar
3) Arundhathi Bhattacharya
4) D. Subba Rao
5) T.M. Bhasin

 

9. In 2014, Competition Commission of India probed the merger between regional rural banks sponsored by Punjab National Bank and …………….
1) Andhra Bank
2) Union Bank of India
3) State Bank of India
4) Syndicate Bank
5) None of these

 

10. A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. The loan backed only by promise to repay, and for this reason the personal loan also called………..
1) Signature loans
2) Secured loans
3) Priority sector loan
4) Transfer loan
5) None of these

 

Answers:
1.   4
2.   1
3.   1
4.   3
5.   5
6.   3
7.   1
8.   5
9.   4
10. 1

 

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