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Banking Awareness

May, 2018

  • 23 May

    Unit Banking: Introduction, Merits and Demerits

    Unit banking refers to a bank that is a single, usually small bank that provides financial services to its local community. A unit bank is independent and does not have …

  • 22 May

    Banking Quiz Set- 52

    1. The regulator of Micro Finance in India is: (1) Finance Ministry (2) Reserve Bank of India (3) State Bank of India (4) SEBI (5) None of the above 2. …

  • 22 May

    Islamic Banking: Meaning, Characteristics, Types of Modaraba, Musharika, Kinds of Musharika and Qarz-e-Hasana

    Islam, being a complete religion, has prohibited “riba” or “interest”, in all forms and manifestations in the absence of any blueprint or a workable model of interest free economic system, …

  • 21 May

    Banking Quiz Set- 51

    1. The Basic Committee has defined capital in two Tiers (Tier-I and Tier-II). Tier-I capital is known as (a) Net capital (b) Gross capital (c) Working capital (d) Core capital …

  • 21 May

    Liquidity of Banks – Meaning, Significance, Principles and Factors Determine The Liquidity of Bank

    Liquidity: The term liquidity means the capacity of the bank to give cash on demand. In other words, it is the ability of the banker to satisfy the demand of customers …

  • 20 May

    Banking Quiz Set- 50

    1. A draft issued by the bank has been lost by the payee. He sends a letter to the issuing bank to stop payment. Bank will: a) Note caution and …

  • 20 May

    Statutory Liquidity Ratio, its Objectives and its Calculation

    Statutory liquidity ratio refers to the amount that the commercial banks require to maintain in the form of gold or government approved securities before providing credit to the customers.  Statutory …

  • 19 May

    Banking Quiz Set- 49

    Q1. Which Act was framed specially to deal with Non-Performing Assets (NPA)? (a) Banking Regulation Act 1949 (b) Foreign Exchange Management Act(FEMA) 1999 (c) Industrial Disputes Act 1947 (d) SARFAESI …

  • 19 May

    Net Stable Funding Ratio (NSFR)

    Net stable funding (NSF) ratio measures the amount of longer-term, stable sources of funding employed by an institution relative to the liquidity profiles of the assets funded and the potential …

  • 19 May

    Retail Banking – Meaning, Advantages and Disadvantages

    Retail banking is a major form of commercial banking but mainly targeted to consumers rather than corporate clients. It is the method of banks’ approach to the customers for sale …

  • 18 May

    Banking Quiz Set- 48

    1.With the aim of achieving Financial Inclusion, Reserve Bank Of India has issued guidelines permitting the banks to employ ____ to facilitate Business Development. (A) Business Correspondents (B) Franchisees (C) …

  • 18 May

    Commercial Banks & Their Functions

    A commercial bank is an institution that provides services such as accepting deposits, providing business loans, and offering basic investment products. Commercial bank can also refer to a bank, or …

  • 17 May

    Banking Quiz Set- 47

    1. A customer desiring to do permitted banking transactions through ATM needs to have (a)ATM card or debit card/credit card (if compatible with the ATM function) (b)Personal identification number (PIN), …

  • 16 May

    Banking Quiz Set- 46

    1. Certificate of Deposit can be issued by _____? (a) Reserve Bank, NABARD and Exim Bank only (b) Commercial banks and term lending institutions (c) Scheduled commercial banks excluding regional …

  • 16 May

    All About Bill Discounting

    If the drawer of the bill does not want to wait till the due date of the bill and is in need of money, he may sell his bill to …