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Cloze Test Quiz For Upcoming Exams answers

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Solution :-

ans 1

Ans: Option (a)

Explanation: In the context of the passage, at Indian banks bad loans have soared an unprecedented 30% in the third quarter. It makes option (a) the right choice among the given options

ans 2

Ans: Option (a)

Explanation: Bad loans at Indian banks have jumped an unprecedented 30% in the third quarter and there is possibility that things get worse. It makes option (a) the right choice among the given options.

ans 3

Ans: Option (c)

Explanation: The passage talks about that for all the past few years of development and improvement, Indian public sector banks have continued rolling over troubled loans or. It makes option (c) the right choice among the given options.

ans 4

Ans: Option (c)

Explanation: The passage is saying that for all the past few years of development, Indian banks have continued rolling over troubled loans or restructured them to make terms favorable to borrowers. This makes option (c) the right choice among the given options.

ans 5

Ans: Option (d)

Explanation: According to the passage, the former governor of central bank Raghu ram Rajan has set banks a March 2017 deadline to clean up their balance sheets. This makes option (d) the right choice among the given options.

ans 6

Ans: Option (b)

Explanation: The aim is that the clean-up of the balance sheet aims to restore the health of banks, revitalize lending and, in turn, enhance economic growth. This makes option (b) the right choice among the given options.

ans 7

Ans: Option (b)

Explanation: The passage is about a report by Credit Suisse. According to the report, bad loans are likely to move up further to 6.6% of loans by March 2016. This makes option (b) the right choice among the given options.

ans 8

Ans: Option (a)

Explanation: According to a report by Credit Suisse, bad loans are likely to move up further to 6.6% of loans by March 2016 as most banks have delayed the impact over two quarters. This makes option (a) the right choice among the given options. 

ans 9

e)      Other than those as given in the options

Ans: Option (d)

Explanation: The passage says that the largest commercial bank of the country, SBI told bad loans are expected to surge in the coming quarter and this will result in profitability. It makes option (d) the right choice among the given options.

ans 10

Ans: Option (a)

Explanation: In the context of the passage, the provision of the coverage–having enough capital in the bank to provide for any bad loans–has also slipped to 43%. It makes option (a) the right choice among the given options.

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