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  • If a bank is unable to refund the short term deposits as funds are locked in long term loans then it is known as _______
    A. Credit Risk
    B. Market Risk
    C. Liquidity Risk
    D. Operational Risk
    E. All of these

    Answer & Explanation
    C. Liquidity Risk
    Explanation:
    If a bank is unable to refund the short term deposits as funds are locked in long term loans then it is known as Liquidity Risk.
  • Which of the following is an industry standards organisation in India in the mutual funds sector?
    A. ARCIL
    B. AMFI
    C. RBI
    D. IBA
    E. None of these

    Answer & Explanation
    B. AMFI
    Explanation:
    The Association of Mutual Funds in India (AMFI) is an industry standards organisation in India in the mutual funds sector.
  • If a currency note is demonetized, then it takes away the which property of that particular currency.
    A. Value
    B. Exchange Rate
    C. Legal Tender Character
    D. All of these
    E. None of these

    Answer & Explanation
    C. Legal Tender Character
    Explanation:
    If a currency note is demonetized, then it takes away the legal tender character of that currency.
  • Which of the following is a type of charge created on an insurance policy?
    A. Pledge
    B. Hypothecation
    C. Assignment
    D. All of these
    E. None of these

    Answer & Explanation
    C. Assignment
    Explanation:
    A type of charge created on an insurance policy is Assignment.
  • Which of the following is a representative body of management of banking in India?
    A. NABARD
    B. IBBI
    C. IBA
    D. All of these
    E. None of these

    Answer & Explanation
    C. IBA
    Explanation:
    IBA is a representative body of management of banking in India.
  • The Headquarters of IBA located in _____
    A. Chennai
    B. Bengaluru
    C. Hyderabad
    D. Mumbai
    E. None of these

    Answer & Explanation
    D. Mumbai
    Explanation:
    The Headquarters of IBA located in Mumbai.
  • Which of the following is a unique institution exclusively focused on Banking Technology?
    A. IBA
    B. BBB
    C. IBBI
    D. IDRBT
    E. None of these

    Answer & Explanation
    D. IDRBT
    Explanation:
    IDRBT is a unique institution exclusively focused on Banking Technology.
  • The Institute for Development & Research in Banking Technology (IDRBT) is established by _____
    A. SEBI
    B. NABARD
    C. RBI
    D. BBB
    E. All of these

    Answer & Explanation
    C. RBI
    Explanation:
    The Institute for Development & Research in Banking Technology (IDRBT) is established by RBI in 1996.
  • The Institute for Development & Research in Banking Technology (IDRBT) is located in _____
    A. Chennai
    B. Bengaluru
    C. Hyderabad
    D. Mumbai
    E. None of these

    Answer & Explanation
    C. Hyderabad
    Explanation:
    The Institute for Development & Research in Banking Technology (IDRBT) is located in Hyderabad.
  • Government constitutes ________ to improve the governance of Public Sector Banks.
    A. IBA
    B. BBB
    C. IBBI
    D. IDRBT
    E. None of these

    Answer & Explanation
    B. BBB
    Explanation:
    Government constitutes Banks Board Bureau to improve the governance of Public Sector Banks.

 

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