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Citi Bank has appointed Zoher Karuas head of Asia Pacific Data and Analytics, which…….1…. understand consumer behavior in the region, a key factor to sell banking products. The move …..2… the bank’s growing focus on retail banking. 

Zoher, who will report to Anand Selva, Head of Asia Pacific Consumer Banking, will have oversight of Citi’s data and analytics capabilities as well as customer insights ….3…the banking business in Asia Pacific. His role will cover 17 out of Citi’s 19 consumer banking markets worldwide. 

He ..4… with him in-depth experience and knowledge of analytics and technology specific to fast-moving consumer industries. By reporting directly to Citi’s Head of Consumer Banking for the region, Zoher will be responsible for …5… the use of data to deliver customer value and business ….6….. As an example, by leveraging insights, Citi will be able to further customize merchant offers specific to customers based on their banking behavior and location. 

Before joining Citi, Zoher was chief data officer at eBay. He joined the global online market place in 2013 as a member of the company’s executive team. 

Zoher began his career at global management consulting firm McKinsey & Co. after a Ph.D. in Electrical Engineering from the Massachusetts Institute of Technology. 

Commenting on Zoher’s appointment, Anand Selva said, “Zoher’s appointment to this role is a key part of our digital transformation and overall strategy. To be Asia’s best digital bank, we need to offer 7… client experiences that set us apart and that are locally ……8……. to our target customers. Data and technology are critical enablers to …..9…..these capabilities and create and offer real-time experiences that are hyper-personalized, contextual and highly relevant to our customers.

The global consumer bank in Asia, the largest profit center for the business outside of North America, recently recorded its fifth consecutive quarter of revenue growth, making it the….10…..growing consumer business for Citi globally. For the third quarter of 2017, the business reported a 5% increase in revenue year-on-year to US$1.87 billion.

1. Find out the right word

a)      helps

b)      prevent

c)       counteract

d)      Ratify

e)      Other than those given in option

 

2. Find out the right word

a)      divulge

b)      dark

c)       besiege

d)      Reflect

e)      elapse

 

3. Find out the right word

a)      Beforehand

b)      Forwardly

c)       across

d)      laterally

e)      Other than those given in option

 


4. Find out the right word

a)      Dodge

b)      hold

c)       brings

d)      On

e)      shun

 

5. Find out the right word

a)      dull

b)      idle

c)       blah

d)      driving

e)      latent

 

6. Find out the right word

a)      abatement

b)      growth

c)       Aided

d)      curtailment

e)      Other than those given in options

7. Find out the right word.

a)      mundane

b)      mainstream

c)       trivial

d)      remarkable

e)      Other than those given in options

 

8. Find out the right word

a)      relevant

b)      trite

c)       frivolous

d)      moot

e)      Other than those given in options

 

9. Find out the right word

a)      annihilate

b)      dismantle

c)       raze

d)      build

e)      Other than those given in options

 

10. Find out the right word

a)      sluggish

b)      fastest

c)       gluiest

d)      plodding

e)      Other than those given in options

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